County Retains AAA Bond Rating Without Threat of Downgrade
Montgomery County was recently given an AAA bond rating from Moody’s Investor Services.
The county was originally given the rating with a possible downgrade “due to the federal government’s credit rating and how that might relate to county finances,” according to a county press release.
Director of Communications John Corcoran said the caveat has been removed and the rating remains an AAA with “a negative outlook.”
Corcoran said the most important thing, however, is that the county has the highest rating of AAA. According to “Moody’s Rating Symbols and Definitions” on www.moodys.com , “obligations rated AAA are judged to be of the highest quality, with minimal credit risk.”
The negative outlook is due to the county’s fund balance and the unappropriated funds in the balance going down over the years, Corcoran said.
Corcoran said the AAA rating means that the county can borrow money at the lowest cost possible, which is beneficial for taxpayers, as less money will be needed to repay the bond. All forms of government can request ratings to borrow funds when they look to borrow money for capital needs such as open space or long-term investments, he said.
The county looked for Moody’s rating “in anticipation of a $35 million bond issue to refinance the existing debt,” which the commissioners will vote on at tomorrow’s meeting, according to the press release.
Corcoran said the county received the high rating because of its financial health.
“We have an outstanding financial reputation,” Corcoran said.
He said Moody’s looks at a number of things before giving a corporation or government a rating, including its level of indebtedness and financial history.
“Montgomery County’s finances are as sound as they have ever been,” said Montgomery County Commissioner James Matthews in the press release.
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According to “Moody's Rating Symbols and Definitions” on www.moodys.com, “obligations rated Aaa are judged to be of the highest quality, with minimal credit risk.” The negative outlook is due to the county's fund balance and the unappropriated funds in
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Useful Feng Shui Guidelines for Your Company Business Card Design ...
For many clients, feng shui is an invaluable resource in increasing marketing offers and results of business operation. Business cards with a good feng shui can promptly enhance your profits and also draw in more clients and customers. In contrast, business card having poor feng shui can cause lots of stress and anxiety, unanticipated problems, intricate difficulties and particularly frustrations. With the help of a good feng shui and adopting the principles of this practice, you generate harmony and balance in your business and particularly your business cards. The following are the crucial guidelines that you have to take in consideration for you to have a great feng shui in your business cards.
The very first principle that you must often consider in making your business cards is the principle of yin and yang. In Oriental philosophy, the yin and yang represents balance and continual change. Both the opposing symbols needs to maintain balance, moving within the natural cycle always interchanging with one another. The opposites are relying with one another; one can never live without having the other. If you would like attain a good and profitable venture, you have to comply with this principle. If you need to produce great harmony and particularly immense success for your venture, employing this yin and yang principle is necessary to all your cards and logos. For instance, yin and yang balancing principle often advices that the best way for your business to stay in perfect order, everything around it have to be in balance. Conflicting situations in your business need to be prevented by any means.
Business aspect is also the single most crucial elements that you have to always consider. Each type of business in the marketplace possesses its own business element. One example is, in case you work in a restaurantdiner, cafe, sports related shops as well as others, you’ll get the business element of fire. And when you are employed in banking institutes, government offices, and the tech business, you will have the business element of metal.
The element of color and shape is yet another factor that you must often consider. All the given elements is frequently represented by a color or shape. This is extremely important and really useful for you to identify especially when producing your personal logo shapes and selecting the color for your business card design. For instance, the element wood is expressed in oblong shape, earth in square, metal as eliptical shape, fire as a triangle and water as wavy. In terms of color, wood is frequently showed in colors green and brown, fire as red, orange, and purple, earth as light brown, light grey and light yellow, metal as white, gold, silver and shining gray, and water as blue, dark gray and black.
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